Description and Activities
Christian Baker Co. provides a wide array of commercial insurance coverage including Property, Liability, Workers Compensation, Automobile, Umbrella Lability, Bonding and Marine coverage. We will work with you to determine your insurance needs and then work to find the best coverage available.
In addition to working with individual accounts, we also work with associations and groups to develop specialized coverage to meet specific and unique insurance needs including national or statewide programs.
Let us review your coverage today to determine what we can do for you.
COVERAGE to CONSIDER
PROPERTY
Special Form
Replacement Cost
Manu Selling Price
Agreed Value
Antennas
Blanket Limit
Glass/Signs
Extra Expense
Sewer Back-up
Peak Season
Lost Key
Business Income
Retaining Walls
Rental Value
Foundations
Functional Value
Paved Parking Surf
Off Premises Power
Product Recall
Outdoor Property
Satellite Dish
Stock
Spoilage
Molds, Forms & Dies
Precious Metals
Fine Arts, etc.
Underground Pipes, etc.
Property of Others
Dependant Properties
INLAND MARINE
Systems Breakdown
Mobile Equipment
Accounts Rec
EDP (Computer)
Miscellaneous Equipment
Valuable Records
Boiler & Machinery
Tools of Others
Telecomm Equip
Production Equipment
Transit
Bailees
Extra Expense
Motor Truck Cargo
Transmitting Equip
“Bottlenecks”
Rental Equipment Cover
Computer Virus
BUSINESS LIABILITY
Property Legal Liability
Employee Benefit E & O
Pollution Liability
Leased Worker Injury
Employment Practices
Pollution Clean-up
Mental Anguish
Director & Officers
Tank Pollution
Professional Liability
Fiduciary Liability
CRIME
Theft/Disappearance/Destruction
Premises Burglary
Computer Fraud
Employee Dishonesty
Premises Theft & Robbery
Extortion/Ransom
Check Forgery or Alteration
Robbery & Safe Burglary
ERISA
AUTOMOBILE
Garagekeepers
Off Premises Parking
Non-owned Liability
Mental Anguish
Hired Auto Phys Dam.
Hired Auto Liability
Loan/Lease Gap
Vehicles Held for Sale
Towing/Rental
WORKERS COMPENSATION
Officer Exclusion
Safety Committee
Physicians’ Panel
Return to Work Program
Injury Review
Tool-Box Meetings
LIFE/HEALTH
Key Man Life
High Deductible Plan
HSA/HRA
Buy-Sell Agreement
“Mini-Medical” Plan
125 Plan
Group Health
Group Long Term Care
401K Plan
Group Life
Group Dental
Term Life
Group Disability Income
Individual Disability Income
Group Vision
PERSONAL INSURANCE
Homeowners
Renters Insurance
Personal Umbrella
Personal Articles
Valuable Items
Pet Health Insurance
Automobile
Boat/Yacht
Motorcycle/RV